Lifelock Identity Theft Protection Services

What is Lifelock (what does it do)?

Lifelock is a service that protects people from identity theft. This organization takes a proactive approach to protect identity related data of people who join their monthly membership. If and when any one of their member’s identities are stolen, they will do everything in their power to fix all the problems identity theft causes and restore the good name of their members.

How does it work?

Lifelock primarily monitors unusual activities associated with their members such as increasing credit card limits, opening new accounts or applying for various things requiring someone’s identity. If and when that happens, they alert their members about these activities and members can confirm if they are legitimate or unauthorized.

Some of the ways that Lifelock monitors suspicious activities include…

  • Searching 10,000 plus websites known for their criminal activities and making sure their members identities are not being traded among them.
  • Request the credit bureaus to update fraud alerts for their members to look out for any unauthorized activities.
  • Remove their members from mailing lists that send them credit card offers and other junk mail that contain their member’s personal information that identity thieves thrive on.

How does it compare to others services like it?

Lifelock has very few competitors. There are other services that only perform one or two functions that monitor identity theft activities at the most that Lifelock performs. Lifelock offers more functions under one service to prevent and restore their member’s personal identity data and good name.

How much is it?

Like any other business, Lifelock charges a fee for their identity protection services. In general, adult members pay $10 per month or $110 per year. Children under 16 are $2.50 per month or $25 per year… Yes, children’s identities can be stolen and no one may discover a problem until they are old enough to apply for credit.

Do they offer a guarantee?

Lifelock is certain their services will protect the identities of their members that they offer a $1 million service guarantee. If it is proven that Lifelock failed to protect the identity of an individual member, they will reimburse all costs — up to $1 million, necessary to cure the damages caused by that identity theft.

What do people say about it?

Lifelock is a member of the Better Business Bureau in good standing. They have responded to all consumers who needed anything resolved.

Recommendation

Identity theft is only going to get worse. With the Internet, anyone’s personal information can get passed along easily and instantly around the world. Many people will become victims of this crime and will be almost powerless to stop it if they don’t prepare for the inevitable. Nothing is 100% secure, but knowing that a service like Lifelock exists, can bring some of us peace of mind. Visit the Lifelock site and decide for yourself if they can offer you and your family the protection it needs from the growing threat of identity theft.
Click here to visit the Lifelock site

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