Identity Theft Protection Services

When it comes to identity theft protection, people tend to be their own worst enemies. Throwing away bank statements, old bills and other paperwork with your name and information on it is like daring the underworld to steal your identity.

Although not all of these identity thefts ruin your credit score, they are all important reasons to protect your personal information. Don’t give out your personal information indiscriminately. Shred unwanted mail that contains your information.

You see the commercials. You know it’s on the rise. Here’s a low cost option for you.

Seniors are victims of cons more often than any other age group. Seniors tend to be more trusting, and less apt to question someone who portrays himself as an “expert”. Here are two common scams against seniors that you should look out for!

identity theft has to be one of the fastest growing forms of fraud these days. Our rapid adoption of an online lifestyle has opened the way to a huge number of means by which criminals can access your information and exploit it. How then can you protect yourself and still do all the things you want to do online?

Where so much of our daily lives centers around the use of a personal computer, it’s critical that laptops, iPads and desktop computers be safeguarded. While much of computer safety is common sense, it’s a good idea to review safety techniques from time to time to ensure that your machine is as safe as it can be.

You’ve likely heard conflicting information regarding who to call first if you discover that you are a victim of identity theft. Some say you should call the police first. Others will tell you to call your credit card companies first. My suggestion is to call one of two places first, depending on the situation. If your existing accounts have been compromised, contact your creditors first.

When you are able to control the mail flow in and out of your home, you’ve closed off an important avenue of potential identity theft. But, if you don’t include the inside of your home when considering the security of your financial data, you are missing an important component of all around data security. I’m no talking about your spouse, but the potential for a burglar or visitor to your home absconding with sensitive data. Fortunately, there are ways you can keep your personal and financial data secure.

Phishing takes place when a stranger - usually from overseas - pretending to be someone you have a business relationship with such as a bank or credit card company emails you and asks you to confirm some information by clicking on a link in the email. They set up a web site that looks identical to the web site the company uses, which the link takes you to.

The FACT act has a number of provisions in it for not only credit reporters and businesses, but for you as well. The act was designed to address issues surrounding incomplete or inaccurate credit reporting, along with identity theft. While there are many more than 10 ways to take advantage of this act, the 10 most important and relevant to most are: